Limited Time Offer!

Certificate of Deposit and

Money Market Promotions

These rates are a fan favorite.

You’re sure to be a fan of these deals.  For a limited time only, take advantage of our promotional Money Market, CD, or both, with the rate(s) and terms that are just right for you and your team.


12-Month Money Market Account

Personal or Business


1.75% APY¹ 

11-Month Certificate

Personal Only



11-Month APY²

23-Month Certificate

Personal Only



23-Month APY²

Open an account online, schedule an appointment or visit your nearest Carter Bank & Trust branch.


12- Month Money Market

11-Month CD

23-Month CD


Open an Account Today!

Open an Account Today!

Open an Account Today!


Open an Account Today!

Schedule an Appointment

©Carter Bank & Trust 2023. Member FDIC.

¹The Annual Percentage Yield (APY) and balance for CB&T Personal Holiday Money Market Account are accurate as of 1.19.23. APY after the promotional period is variable and subject to change based on the balance in the account; $2,500-$24,999.99 / $25,000-$49,999.99 / $50,000-$99,999.99 / $100,000-$499,999.99 / $500,000-$999,999.99 / $1,000,000-$2,499,999.99 / $2,500,000-$4,999,999.99 / $5,000,000 and above. To earn APY, the minimum balance must be $2,500.00. Charges and fees may reduce earnings.

²Initial Annual Percentage Yield (APY) assumes, principal and interest remain on deposit until maturity. Interest is compounded daily and credited quarterly. To earn APY, the minimum balance must be $100.00. A penalty for early withdrawal will be imposed. Fees may reduce earnings. Annual Percentage Yield (APY) are accurate as of 1.19.23.

All promotional offers, products and services offered by CB&T are subject to updates, modifications and/or termination at any time.