Carter Bank & Trust is dedicated to the growth and future development in the communities we serve. We offer an array of business loans and our lenders pride themselves in offering a variety of business products to fit the needs of sole proprietors as well as the multi-million dollar corporations. Our experienced business lenders take a personal interest in the customers they serve and a proactive approach in their ongoing success.

  • To finance the acquisition, conversion of construction to permanent, or to refinance an existing building.
  • Business loans available for other business needs in addition to commercial real estate
  • For owner occupied or income producing properties.
  • SBA 504 loans available for business expansion.
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All loans are subject to credit approval. 

Young female working with cell phone, laptop and other electronic devices
  • Specialized financing available for projects that enhance community revitalization and stimulate economic development
  • Tax credit programs available targeting low to moderate income neighborhoods or underserved markets (Historic Tax Credits, New Markets Tax Credits, Low Income Housing Tax Credits)
  • Flexible terms are available.
  • Loans to not for profit organizations
  • Affordable housing focus
Schedule an Appointment

 

All loans are subject to credit approval. 

Worker in Hard Hat at Construction Site Commercial Loans
  • For the construction of a building or other improvements to a property.
  • Examples include hotels, anchored shopping centers, medical facilities, and multi-family developments.
  • Construction loans with permanent take-out.
  • Loans to not for profit organizations
  • Designed for owner occupied or income producing properties.
Schedule an Appointment

 

All loans are subject to credit approval. 

Construction Workers
  • For the borrower who intends to convert the land into improved real estate. Required documentation includes: government approvals, water and sewer authority service agreements, permits, and final site development plans.
  • Examples include hotels, anchored shopping centers, industrial properties, and farms.
Schedule an Appointment

 

All loans are subject to credit approval. 

land for development

Carter Bank & Trust has a seasoned team with decades of experience in Commercial and Industrial Loans. Let us put our experience to work for you.

 

Schedule an Appointment

 

All loans are subject to credit approval. 

The calculators on our website are provided for informational purposes only. Carter Bank & Trust and its affiliates disclaim any warranties, endorsement or representation, express or implied, related to these resources.