Choose the Best Personal Checking Account for You
At Carter Bank & Trust, we offer four different checking accounts designed to help you reach your financial goals. Explore our personal checking account options and apply for the account that’s best for you.
| Lifetime Free Checking | Direct Interest Checking | 50+ Interest Checking | Premium Interest Checking |
|
|---|---|---|---|---|
| Opening Deposit | $50 | $50 | $50 | $50 |
| Minimum Balance to Avoid Fees | $0 | $0 | $0 | $1,500* |
| Monthly Service Charge | $0 | $0 | $0 | $5 if minimum balance requirement is not met* |
| Unlimited Check Writing | ||||
| Interest Bearing | N/A | |||
| Interest Rates | N/A | View Rates | View Rates | View Rates |
| Fee Schedule | Fee Schedule | Fee Schedule | Fee Schedule | |
| Apply Now | Apply Now | Apply Now | Apply Now | |
| Schedule an Appointment Today |
Open a Personal Checking Account with Carter Bank & Trust Today
*With personal checking accounts designed with your convenience in mind, it’s no wonder so many customers choose Carter Bank & Trust for their everyday financial needs. Find out how our checking accounts can make purchases more convenient and visit a Carter Bank & Trust branch near you today.
30 day grace period to get to minimum balance
Minimum opening deposit is only $50. Bank rules and regulations apply. 50+Interest Checking accounts require one applicant must be 50 years of age or older. Interest rate and annual percentage yield may change. At our discretion, we may change the interest rate daily. Other fees, such as, non-sufficient funds, overdraft, consecutive days overdraft fees, etc. may apply. See Fee Schedule for details. Fees may reduce earnings.
Carter Bank & Trust will make a $10 donation to a local charity for each new Checking account opened.
