Checking Accounts Made With You in Mind
At Carter Bank & Trust, we understand the importance of choosing the right personal savings and checking accounts for your individual needs. That’s why we’re here to help you compare and decide which account is best for you.
Everyone needs a checking account, but no one needs the hassle of minimum requirements or added fees. That’s why Carter Bank & Trust offers money-saving, convenience-minded checking accounts for you.
Our banking professionals go above and beyond and strive to be the preferred lifetime financial partner for our customers and shareholders, and the employer of choice in the communities we are privileged to serve.
Personal Checking Accounts We Offer
| Opening Deposit | |||
| Minimum Balance to Avoid Fees | |||
| Daily Minimum Balance Fee | $5 fee is assessed once per month when minimum balance is not maintained on any given day | ||
| Unlimited Check Writing | |||
| Interest Bearing | |||
| Online Account Opening Available | |||
| FREE Debit Card | |||
| FREE Online and Mobile Banking with Carter on the Go | |||
| FREE Bill Pay with Carter on the Go | |||
| FREE Mobile Deposit with Carter on the Go | |||
| FREE eStatements with online check images | |||
| Instant Issue Debit Cards available in all branch locations | |||
Open your account online today or visit us at a Carter Bank location near you. If you have additional questions call 833.ASK.CBAT or 833.275.2228.
*30 day grace period to get to minimum balance
Fee Schedule View RatesMinimum opening deposit is only $100. Bank rules and regulations apply. 50+Interest Checking accounts require one applicant must be 50 years of age or older. Other fees, such as, non-sufficient funds, overdraft, consecutive days overdraft fees, etc. may apply. Interest rate and annual percentage yield may change. At our discretion, we may change the interest rate daily. See Fee Schedule for details. Fees may reduce earnings.
Reach Your Goals With Our Personal Savings Accounts
Saving money can be a challenge for some, but with a personal savings account at Carter Bank & Trust, we’ll help meet your savings goals and stay on track. Take a look at our different types of savings accounts to see which one best suits your needs.
Personal Savings Accounts We Offer
| Opening Deposit | $2,500 for 6 months $100 for CD's with a term 1 - 5 years |
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| Minimum Balance to Avoid Fees | ||||
| Daily Minimum Balance Fee | $5 if minimum balance of $2,500 is not met | $ 5 if minimum balance of $100 not met | ||
| Interest Bearing | ||||
| Transaction Limits** | Unlimited In person withdrawals and transfers | Unlimited In person withdrawals and transfers | No Partial withdrawals Must withdraw entire balance | |
| Open Now |
Fee Schedule View Rates
Open Your Personal Checking or Savings Account Today
At Carter Bank & Trust, we are committed to helping people just like you reach your financial goals through our personal checking and savings accounts. Apply online today, visit us at a Carter Bank location near you, or call 833.ASK.CBAT to get started.
*30 day grace period to get to minimum balance. Savings account; minimum balance waived for minors.
At our discretion, we may change the interest rate daily.
**See Fee Schedule for details. Fees may reduce earnings. (This includes transfers for overdraft or insufficient funds transfers)
