Enjoy More. Worry Less.

Purchasing insurance to cover your most valuable investments is never easy. Through an ownership interest in Bankers Insurance, one of the largest independent insurance agencies in the Mid-Atlantic, Carter Bank & Trust is able to offer you a wide range of insurance products and services to help you streamline your banking and insurance protection process. This process includes mitigating financial risks your family or business may encounter if something were to happen you, your spouse or business partners.

Bankers Insurance represents hundreds of insurance companies that you know and trust such as Liberty Mutual, Travelers, Hartford, Grange and many more.  Their agents are professionally trained and knowledgeable to listen to you, determine your insurance needs and present you with the best insurance options.

Contact us at 800.688.2915 to speak with an experienced agent today.

Personal Insurance

  • Homeowners
  • Auto
  • Boats and  Watercraft
  • Personal Umbrella
  • Flood
  • Life: Term, whole and universal
  • Health: Disability and long-term care


Start your personal online quote today!

Business Insurance

  • Property
  • Liability
  • Business Auto
  • Workers’ Compensation
  • Umbrella
  • Flood
  • Employee Benefits
  • Directors & Officers
  • Professional Liability / Errors & Omissions
  • All other


Start your business online quote today!


  • Client portal and mobile app
  • MyWave business resource subscription
  • Claims advocacy
  • Contract risk reviews
  • Workers compensation experience modification reviews
  • Employee handbooks
  • Loss control services
  • Safety manuals
  • Employee benefits strategic planning and purchasing
  • Legal compliance resources
  • COBRA administration
  • Human Resources hotline
  • Human Resources plan support
  • Employee satisfaction measurement
  • Workplace wellness initiatives

One of the benefits of being a customer of Carter Bank & Trust, you can receive a free online quote for home or auto insurance needs. 

Not comfortable going online or need a quote on other types of personal or business insurance, contact us at 800.688.2915 or email us at CBT@BankersInsurance.net to reach an experienced agent today.

For all other questions about Carter Bank & Trust products, please call 833.275.2228 (833.ASK.CBAT).