Enjoy More. Worry Less.

Purchasing insurance to cover your most valuable investments is never easy. Through an ownership interest in Bankers Insurance, one of the largest independent insurance agencies in the Mid-Atlantic, Carter Bank & Trust is able to offer you a wide range of insurance products and services to help you streamline your banking and insurance protection process. This process includes mitigating financial risks your family or business may encounter if something were to happen to you, your spouse, or business partners. 

Bankers Insurance represents hundreds of insurance companies that you know and trust such as Liberty Mutual, Travelers, Hartford, Grange, and many more. Their agents are professionally trained and knowledgeable, and will be able to help determine your insurance needs and present you with the best options.

Continue reading for more information on our various insurance policy offerings, or contact us at 800.688.2915 to speak with an experienced agent today.

Personal Insurance

Personal insurance allows you to protect yourself, your loved ones, and your valuable assets and investments in the case of emergency. Carter Bank & Trust has many options for personal insurance coverage, including policies specifically for:

  • Homeowners
  • Auto
  • Boats and  Watercraft
  • Personal Umbrella
  • Flood
  • Life: Term, whole and universal
  • Health: Disability and long-term care
Start your personal online quote today!


Business Insurance

Your business is your livelihood, and Carter Bank wants to ensure that your life’s work is protected against harm. Our business insurance policies cover many important aspects of your company’s operations, including:

  • Property
  • Liability
  • Business Auto
  • Workers’ Compensation
  • Umbrella
  • Flood
  • Employee Benefits
  • Directors & Officers
  • Professional Liability / Errors & Omissions
  • All other

Start your business online quote today!



Carter Bank wants to give you the resources you need for a convenient and stress-free insurance experience. When you take out a business insurance plan with Carter Bank, you’ll have access to the following materials and services:

  • Client portal and mobile app
  • MyWave business resource subscription
  • Claims advocacy
  • Contract risk reviews
  • Workers compensation experience modification reviews
  • Employee handbooks
  • Loss control services
  • Safety manuals
  • Employee benefits strategic planning and purchasing
  • Legal compliance resources
  • COBRA administration
  • Human Resources hotline
  • Human Resources plan support
  • Employee satisfaction measurement
  • Workplace wellness initiatives

Get an Insurance Quote from Carter Bank Today

One of the benefits of being a customer of Carter Bank & Trust is that you can receive a free online quote for home, business, or auto insurance needs at any time. Not comfortable going online, or need a quote on other types of personal and business insurance? Contact us at 800-688-2915 or email us at CBT@BankersInsurance.net to reach an experienced agent today.

For all other questions about Carter Bank & Trust products, please call 833.ASK.CBAT or 833-275-2228.