Business Checking Accounts
Whether you have a startup or an established business, you need a convenient, flexible checking account. We offer both interest-bearing and noninterest-bearing commercial checking accounts to fit all your business needs.
As the home of lifetime free checking since 1974, Carter Bank & Trust strives to be the preferred lifetime financial partner for our customers and shareholders. Your business is your livelihood, and Carter Bank wants to help take your company to the next level.
Which Business Checking Account Works Best for You?
| Opening Deposit | $100 | $100 | $100 |
| Daily Minimum Balance Fee | $0.00 | $25 Waived with one of the following: • $10,000 minimum avg daily balance • $15,000 combined deposit balances • $50,000 outstanding business loan balance | $0.00 |
| Monthly Fee | $0.00 | $0.00 | $15 Earnings credit allowance on deposit balances may offset activity fees |
| Monthly Transaction Allowance | 250 items per month | 500 items per month | $.30 per deposit $.15 per item in deposit $.20 per check written $.17 per ACH debit or credit |
| Fees for Exceeding Transaction Allowance | $0.50 per excess item fee | $0.50 per excess item fee $0.75 per $1,000 over first $10,000 currency deposit and/or withdrawal | $0.00 |
| Coin & Currency deposited per month fee | No fee up to $10,000 currency deposited per month | No fee up to $20,000 currency deposited per month | $.60 per $1,000 currency deposit or withdrawal |
| Fees for Exceeding Deposit Allowance | $.75 per $1,000 | $.75 per $1,000 | $0.00 |
| Online Account Opening Available | |||
| FREE Business Debit Card | |||
| FREE Online and Mobile Banking with Carter on the Go | |||
| FREE Bill Pay with Carter on the Go | |||
| FREE Mobile Deposit with Carter on the Go | |||
| FREE eStatements with online check images | |||
| Instant Issue Debit Cards available in all branch locations | |||
Minimum opening deposit is only $100. Bank rules and regulations apply. Other fees, such as, non-sufficient funds, overdraft, consecutive days overdraft fees, etc. may apply. See Fee Schedule for details. Fees may reduce earnings.
Open your account today or visit your nearest Carter Bank location. Need additional business services, schedule an appointment to talk with one of our experts in Treasury Services below.
Schedule an Appointment
