Business Credit Cards

There are a lot of expenses that go into running a business. From your bookkeeping tools to business trips and everything in between. If you’re a small business just starting out, it can be tempting to just use your personal account for your business expenses too, but keeping your expenses separate will keep your books organized for tax season. When you need to keep your business expenses separate from your personal expenses, a business credit card is just the tool you need.

No matter what stage your business is in, the friendly banking professionals at Carter Bank & Trust can help you find the right credit card for your business.


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Commercial Credit Card Features and Benefits

The number one feature business owners love about business credit cards? The rewards and benefits they get when they use it, like cashback on certain purchases. But there are other perks to using a business credit card from Carter Bank & Trust, such as:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.
  • And more!

What Businesses Can Benefit From a Business Credit Card?

Nearly every business can benefit from a business credit card, even solo entrepreneurs since it’s always best to keep business purchases separate from personal purchases. If you have recurring subscriptions on software that you use to run your business like QuickBooks, Dubsado, and more, those types of expenses can be put on a business credit card. Other purchases that might be considered a business expense include:

  • Business travel
  • Luncheons with potential customers
  • Gas (if traveling for work)
  • Office equipment
  • And more!

Elevate Your Business With a Credit Card From Carter Bank

Whether this is your first time getting a credit card for your new business or you need a business card for a new employee, Carter Bank & Trust has the credit cards you need to keep your expenses organized while getting rewards for everyday purchases you already make for your company. Visit a branch near you to discuss your business credit card options with our friendly staff or apply for your credit card online today!


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*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions are limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S. A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.