Carter Bank & Trust Visa® Debit Card
The Carter Bank & Trust Visa® Debit Card that makes banking and shopping worldwide safer and more convenient. We offer the option of a personal debit card with all our checking accounts.
Today, there are more ways than ever to use your Carter Bank & Trust debit card to pay for goods and services. The one you choose often depends on where you are shopping, dining or conducting business and your readiness to embrace technology that is designed to create faster and safer transactions for you.
- Tap & Go at any retailer who supports contactless payments. Learn more
- Swipe or Insert if the retailer does not support contactless payments.
- Digital Wallet lets you load your information to your phone so you can leave your card at home. Learn More
- Withdraw from MoneyPass® ATM Network surcharge-free* with over 37,000 location. Find a location
- Visa’s Secure Remote Commerce helps you fill out your debit card information when online shopping safely and securely.
- Skip the wait, instant issue debit cards available in all branch locations.
Waiting for a debit card to come in the mail can be frustrating. With Instant Issue the wait is over! Visit your local Carter Bank & Trust branch the next time you’re ready to open a new personal checking account or you need a new or replacement debit card. For more details on instant issue debit cards talk to a banker today.
- Receive your new card the same day you open an account in a local branch*
Don’t wait 5-7 business days for your card to arrive in the mail. Cards are issued on the spot and ready to use.
- Replace a lost, compromised or damaged card instantly
If you lose your card or even suspect fraudulent activity, simply stop in any one of our branches and we’ll issue you a new card. It’s fast, simple and convenient.
- Get extra peace of mind
Receive your card right away, no more worries about the risk of your card being lost, stolen or compromised in the mail.
*For all accounts opened online, the initial card will be mailed.
Get Started Today with Visa’s Secure Remote Commerce.
Getting started is simple. Set up* your card once and choose “remember me” and “trust this device” on any device you want to use for easy, smart, and secure online purchases.
Look for the Click to Pay Icon on any website where Visa is accepted and you’ll no longer have to fill out long forms to make a purchase. Visa will safely and securely share your information with the merchant.
Feel confident knowing that Visa uses advanced technologies and multiple layers of payment security to help protect your card against unauthorized use.
*During the enrollment process, Visa will send test transactions to validate your debit card. These will show as “processing” transactions of $0.00
Debit Card Fraud Alerts
Carter Bank & Trust’s Debit Card gives you a convenient, safer alternative to using cash and checks. With our debit card fraud monitoring notification system, we monitor card transactions 24/7 for suspicious activity; and when warranted offer two types of alert notifications, phone calls and text messages.
- Automated fraud alert phone call from 800.279.2674 upon detection.
- When alert call is received, prompts for action given, including the option to speak with a person.
- No required enrollment. Automated calls are sent automatically upon fraud detection.
A contactless payment uses short-range wireless technology to make a secure payment between a contactless card or payment-enabled device and a contactless-enabled checkout terminal. When you tap your card or hold your device near the checkout terminal, your payment is sent for authorization.
It works best when your contactless card or device is held flat over the checkout terminal. While tapping is optional, your card or device just needs to be within 1-2 inches of the checkout terminal card reader.
Contactless payments make shopping fast and easy. Making them ideal for quick shopping experiences at places like restaurants, grocery stores, and more.
Contactless payments are secure because just like a chip card, each transaction is accompanied by a one-time code that protects your payment information.
Contactless payments provide an electronic record of your purchases and give you all the functionality of a Visa card, so you can add a tip and even get cash back (where available).
The Carter Bank & Trust Debit Card may be used to make everyday purchases at millions of places worldwide where a Debit Card is accepted, including:
- Department Stores
- Internet Merchants
- Doctor’s Offices
- Airlines and Hotels
- Grocery Stores
- Gas Stations
Purchase amounts are automatically deducted from your checking account so you won’t incur interest charges, accumulate debt or create monthly bills to pay.
From internet and cell phone to health club dues and commuter passes, service providers are offering the convenience of automatic bill payments. Call these businesses to set up automatic payments using the Debit Card to ensure your recurring bills are paid on time, every time.
Each time you use the Debit Card for a purchase or any other transaction, information about the transaction will be listed on your checking account statement. With each purchase, you will have a record of the merchant name, the purchase date and the amount spent – information that can make it easier to track your spending and manage your budget.
Exchange rates for cash access at international ATMs are often better than the rates available at foreign banks and currency exchange kiosks. Often there are favorable exchange rates when making purchases at millions of locations abroad where Visa® is accepted.
Using the Carter Bank & Trust Debit Card is safer than carrying a lot of cash and more convenient than writing checks. Shop with confidence–on the internet, by phone or in person. If your card is lost or stolen, or if your card number is used without your permission, you will have zero liability for unauthorized purchases.