Unsecured Personal Loans made easy.
Carter Bank & Trust is committed to helping you achieve financial stability and success. That is why we have partnered with LendingClub, America’s largest personal loan marketplace, to provide our customers with access to a low-cost alternative to a traditional consumer loan.
Here’s why more people are choosing a loan through LendingClub.
Fast Online Application
Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.
Instantly review the loan offers that you qualify for and then complete your application online. Simple as that.
Check Rates
Fixed Affordable Rates
Loan amounts are between $1,000 and $40,000, featuring low, fixed monthly payments. Rates are often lower than those charged by credit cards, and they will never increase.
An origination fee will be charged in connection with your loan through LendingClub. The origination fee is deducted from your loan amount prior to funding.
Prepay and Save
Prepay your loan at any time to eliminate future interest payments. There’s never a prepayment penalty.
All loans made by WebBank, Member FDIC. Equal Housing Lender. Your actual rate depends upon credit score, loan amount, loan term, and credit usage & history.