Unsecured Personal Loans made easy.

Carter Bank & Trust is committed to helping you achieve financial stability and success.  That is why we have partnered with LendingClub, America’s largest personal loan marketplace, to provide our customers with access to a low-cost alternative to a traditional consumer loan.

  • See what you qualify for in minutes
  • Funding in as few as 4 days1
  • Make low, fixed monthly payments


1Based on the majority of borrowers who were issued loans between 1/1/18 and and 12/31/18. The time it takes for your loan to be funded may vary.

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Here’s why more people are choosing a loan through LendingClub.

Fast Online Application

Checking your rate generates a soft credit inquiry, which is visible only to you. A hard credit inquiry that may affect your credit score only appears when your loan is issued.

Instantly review the loan offers that you qualify for and then complete your application online. Simple as that.


Check Rates

Fixed Affordable Rates

Loan amounts are between $1,000 and $40,000, featuring low, fixed monthly payments. Rates are often lower than those charged by credit cards, and they will never increase.

An origination fee will be charged in connection with your loan through LendingClub. The origination fee is deducted from your loan amount prior to funding.

Prepay and Save

Prepay your loan at any time to eliminate future interest payments. There’s never a prepayment penalty.

Ready to get started with LendingClub?


All loans made by WebBank, Member FDIC. Equal Housing Lender. Your actual rate depends upon credit score, loan amount, loan term, and credit usage &  history.