For a limited time, take advantage of our Personal and Business Money Market Accounts and Certificates of Deposit, with rates and terms that are perfect for building your financial future!

Open your account today, schedule an appointment or visit your nearest Carter Bank & Trust branch.

Questions? Find out more about Carter Bank’s Personal and Business Certificates of Deposit and Personal and Business Money Market Accounts.

Download a PDF of our deposit rates here.

* Initial Annual Percentage Yield (APY) assumes, principal and interest remain on deposit until maturity. Interest is compounded daily and credited quarterly. To earn APY, the minimum balance must be $100.00. A penalty for early withdrawal will be imposed. Fees may reduce earnings. Annual Percentage Yield (APY) are accurate as of 12.15.23.

** Rates are subject to change. The Annual Percentage Yield (APY) and balance for CB&T Premium Money Market Accounts is accurate as of 12.15.2023. APY is variable and subject to change based on the balance in the account; $0-$2,499.99 at 0.00% / $2,500-$24,999.99 at 0.26% / $25,000-$49,999.99 at 3.26% / $50,000-$99,999.99 at 3.37% / $100,000-$499,999.99 at 3.46% / $500,000-$999,999.99 at 3.56% / $1,000,000 and above at 4.01%. To earn the advertised APY, the minimum balance must be $25,000.00. Charges and fees may reduce earnings. The Premium Money Market Account is available for both personal and business customers.

All promotional offers, products and services offered by CB&T are subject to updates, modifications and/or termination at any time.