Our Certificates of Deposit and Money Market Accounts both feature great rates. Also discover our Premium Interest Checking Accounts that make the most out of your money by earning greater interest rates on higher account balances. 

Three great ways to earn
high interest!
• Certificates of Deposit
• Premium Money Market Accounts
• Premium Interest Checking



Check out our limited time Certificate of Deposit and Premium Money Market Accounts.

Don’t miss our 7- and 11-month Certificates of Deposit and Premium Money Market Accounts with great rates just right for you:

7- Month Certificate

Personal or Business

11- Month Certificate

Personal Only

Premium Money Market Accounts

Personal or Business

Also, make the most out of your money with a Premium Interest Checking Account!

Our Premium Interest Checking Accounts let you earn greater interest rates on higher account balances! Plus, you can check balances, deposit checks with your phone, transfer funds, pay bills and more anytime, anywhere, with our Carter on the Go online and mobile service. All checking accounts include detailed, monthly e-statements and nationwide ATM access.

Open a Premium Interest Checking account  or  Schedule an Appointment

Download a PDF of our deposit rates here.  Learn about all of Carter Bank’s Checking Accounts here.

Questions? Find out more about Carter Bank’s Personal and Business Certificates of Deposit, our Personal and Business Money Market Accounts and our Personal and Business Checking Accounts.

1) Rates are subject to change. Initial Annual Percentage Yield (APY) assumes principal and interest remain on deposit until maturity. Interest is compounded daily and credited quarterly. To earn APY the minimum balance must be $100.00. A penalty for early withdrawal will be imposed. Fees may reduce earnings. Annual Percentage Yields (APY) are accurate as of 5.25.23.

2) Rates subject to change. The Annual Percentage Yield (APY) and balance for CB&T Premium Money Market Accounts are accurate as of 5.25.2023. APY is variable and subject to change based on the balance in the account; $0-$2,499.99 at 0.00% / $2,500-$24,999.99 at 0.26% / $25,000-$49,999.99 at 3.26% / $50,000-$99,999.99 at 3.37% / $100,000-$499,999.99 at 3.46% / $500,000-$999,999.99 at 3.56% / $1,000,000 and above at 4.01%. To earn the advertised APY, the minimum balance must be $25,000.00. Charges and fees may reduce earnings. Our Premium Money Market Account is available for both personal and business customers.

All promotional offers, products and services offered by Carter Bank and Trust are subject to updates, modifications and/or termination at any time.