Whether you’re looking to buy your first home, upgrading or downsizing, we’ve got affordable rates, down payment assistance, and can provide you with the latest tools to help you find and fund your new home.

Home loans to
make your
dream home
a reality.

Unlike “online” and “out-of-town” lenders, we know our local real estate markets. Just like you, we live and work here. To us, you’re more than a mortgage. You’re our neighbor, and we’re here to build a lasting relationship.

We offer a wide range of mortgage options, including Conventional, FHA, USDA, VA, Construction-to-Permanent, and Portfolio Loans, and can also show you how to get started with Down Payment Assistance and Grant Programs. 

Schedule an appointment with a Mortgage Loan Officer in a branch near you, and get started on your dream home today!

Click here to see more about the wide range of mortgage options available, estimate payments with our mortgage calculators and more.

Introducing Carter Bank’s Mortgage2Go App!

Mortgage2Go is Carter’s mobile application that brings borrowers, partners, and loan originators together to simplify the loan process with tools and real-time loan status updates. Features include:

  • Mortgage calculator with PMI
  • Convenient initiation, updates, and inquiries
  • Easy-to-read document checklist
  • Automated reminders when items are due
  • Scan and securely send documents with your phone
  • Real-time progress updates
  • Simplified communication with your loan officer

Download your Mortgage2Go App today and get started!

Apple Store

Google Play

 All loans are subject to credit approval. Mortgage2Go is subject to additional terms and conditions. Carter Bank & Trust is an Equal Housing Lender.