Limited Time Offer!

Take Your Pick

Savings Promotion

Pick a rate, any rate. At Carter Bank & Trust, we’re all about choices.

So, take your pick. Which rates of return and interest rate premiums are right for you? We invite you to bundle up and save big when you pick any rate or rates to accompany your new or existing Carter checking account1.

For a limited time only!

Choose Personal or Business

11-Month Certificate


11-Month APY²

23-Month Certificate


23-Month APY²

Only one choice to make:

Open an account online, schedule an appointment or visit your nearest Carter Bank & Trust branch.



11-Month CD

23-Month CD


Open an Account Today!

Open an Account Today!


Open an Account Today!

Open an Account Today!

Schedule an Appointment

©Carter Bank & Trust 2022. Member FDIC. This promotional offer is open to new and existing customers, consumer, or business, with new funds. “New Funds” is defined as funds that did not originate from a CB&T account.

¹Customers(s) must have an active CB&T checking account and be enrolled in mobile banking (Carter on the Go or Commercial Center) within 60 days of account opening. Minimum opening balance for a new CB&T checking account is $50. If a CB&T checking account is not established within the stated timeframe, the promotional offer will be forfeited and converted into the standard Certificate of Deposit account. All promotional offers, products, and services offered by CB&T are subject to updates, modifications, and/or termination at any time.

²Initial Annual Percentage Yield (APY) assumes principal and interest remain on deposit until maturity. Interest is compounded daily and credited quarterly. To earn APY, the minimum balance must be $1,000. A penalty for early withdrawal will be imposed. Fees may reduce earnings. Annual Percentage Yield (APY) are accurate as of 5.25.22.