Carter Ca$h is a unique savings challenge program to help you save money – while giving you the chance to win money!

For every increment of $25 in your Personal Savings account, you earn an entry to WIN! For example, if you have a $187 balance on the last day of the drawing period, you have 7 entries! There are 65 total chances annually to win: five $60 prizes monthly, four $250 prizes quarterly, and, at year’s end, you have the chance to win $25,000!

Participation is simple!
If you already have a Carter Bank & Trust Personal Savings Account, you don’t have to do anything! For every $25 increment in your savings account, you earn an entry to win monthly, quarterly and annual prizes.  If you have $100 in your account, you already have four entries!

Building your savings has never been easier – with Carter on the Go!
With Carter on the Go, our online and mobile banking platform, you can easily start building your savings account by scheduling recurring auto-deposits from your checking to your savings account. Simply sign in to your online banking account to set up your scheduled transfers today.

Don’t yet have a Carter Savings Account? Open a Personal Savings Account online, 24/7! 
Whether you are saving for a new car or building an emergency fund, a Carter Personal Savings Account can help you reach your financial goals. To open a savings account online, click the apply now button below, or schedule an appointment button to visit a branch near you!

Open a Personal Savings Account  or  Schedule an Appointment

Click here to view Current Rates. See our Fee Schedule for additional details.

Money Market, Christmas Club and Business Savings accounts are excluded from the Carter Ca$h program. Businesses, estates, trusts, organizations and any other public or private entities are ineligible to participate. Odds of winning are dependant on the number of total eligible entries. Each entry has an equal chance of winning. Carter Ca$h awards are tax reportable. Winners will be issued an IRS Form 1099. Winning primary account owners will have their prize money deposited directly into their Personal Savings Account. A primary account owner must be 18 years old or older at the time of the drawing. Fees associated with the Personal Savings Account still apply. Federal regulations still apply.